Osper is specially designed for young people aged 8 - 18 year old and has some important differences between a standard bank account and a prepaid debit card meaning it may not be appropriate to be used by adults.
Whilst we don’t have any specific limitations on Osper Cards being used by those over 18, there are some important things to be aware of.
Please note: If you are looking to open an Osper card for yourself, please contact our Community team so we can discuss if Osper will be suitable for your needs
Spending limits
Because we target a younger market, Osper has some important limits on spending and withdrawals. There are various daily limits and yearly limits that might not make it appropriate.
We are unable to increase our maximum limits at any point, so anyone signing up for Osper should read these thoroughly.
These limits can be found here: https://osper.com/terms/osper-card-limits.pdf
Where Osper can be used
Because Osper is designed for young people, there is certain places where the card can’t be used that you should be aware of. These include;
- Alcohol establishments - This includes pubs, nightclubs and off-licences
- Betting establishments - This includes casinos, betting shops, gambling websites
- Other age inappropriate transactions - This can include anything of an adult nature
Wages and paying money in
Osper is different from a traditional bank account whereby the Osper Cards don't have account numbers or sort codes, meaning that it’s not possible to pay in money with a bank transfer, cheque or BACS (used to pay in wages).
The only way to pay money into an Osper card is using a valid UK registered Visa or Mastercard Debit Card (not prepaid or credit).